Financing Available | Suntex Home Services (Houston, TX)

Financing Available for Eligible Suntex Projects

Comfort and efficiency projects can be a significant investment. Suntex offers financing options through two lenders, Synchrony and Momnt, for eligible projects, subject to credit approval and the terms available at the time you apply.

How We Diagnose
Synchrony & Momnt financingSubject to credit approvalReview terms before proceeding
What It Can Cover

Finance the Project That Actually Solves the Problem

Financing is available as a payment option after we determine what the home needs. We do not use a monthly payment to decide the diagnosis.

HVAC replacement

When testing and load calculation support equipment replacement, financing may help spread the project cost over time.

Duct design and replacement

Eligible duct corrections, return improvements, and full redesign work may be included depending on the approved project.

Attic and efficiency work

Insulation, radiant-barrier, ventilation, and combined scopes may qualify depending on the financing plan available.

How It Works

Diagnosis First. Scope Second. Financing Third.

1

Understand the home

We diagnose the comfort or efficiency problem and build the project around what the measurements support.

2

Review your options and price

You see your options, what each one is designed to fix, and one price per option before choosing a payment method.

3

Review available financing

If you want financing, we show the currently available Synchrony and Momnt options side by side, so you can compare plans. Rates, terms, promotional offers, minimum payments, and approval are controlled by the financing provider and can change.

Financing disclosure

Financing is subject to credit approval and lender terms. Suntex Home Services is not a lender. Available plans, rates, promotional periods, and payment requirements may vary. Review the lender disclosures before accepting financing.

Think Monthly

Compare the Payment to What You're Already Paying

You're already paying for the problem

Wasted cooling shows up on your electric bill every month, whether you fix it or not. A home overspending $2,400 a year on electricity is paying about $200 a month for nothing.

So we show both numbers side by side

At your assessment, we show your estimated monthly waste next to each option's monthly payment. The real question becomes the difference between the two, not the full project price.

When the payment ends, the savings keep going

Once the project is paid off, the lower bill is yours. We show that over time too, so you can see the whole picture before you decide.

The $2,400 figure is an illustration, not a promise. Your numbers come from your own bills and the measurements we take at your home.

Common Questions

Financing FAQs

What projects can be financed?

Eligible HVAC, duct, insulation, radiant-barrier, and related home-improvement projects may qualify, depending on the plan and credit approval.

Do I have to finance the project?

No. Financing is simply one payment option. You can review the project and decide what payment method makes sense for you.

Are the rates always the same?

No. Rates, terms, and promotional plans can change. We will show the options available from Synchrony and Momnt at the time of application instead of advertising a permanent rate that may not apply.

★★★★★
"Professional, thorough, and took the time to make sure everything was checked properly. Communication was clear the entire time — you can tell they genuinely take pride in their work."
Justin Carroll — Google Review

Want to see what the project actually needs first?

Start with the diagnosis. If you decide to move forward, we can review available financing options with you.

(832) 617-5899
Related diagnostic guides
Static Pressure & Airflow Manual J Load Calculation Duct Design & Replacement Home Energy Assessment Humidity Problems